Overview
Protecting me & my loved ones
Your health, well-being, and livelihood are three of the most precious things in your life. Safeguarding these for yourself and your loved ones will allow you to focus on living your best life without worrying about unexpected setbacks.
Enhance your coverage for medical care and hospitalisation
Because health setbacks often occur unexpectedly, having a comprehensive hospitalisation plan for yourself and your loved ones is the best way to ensure that hefty medical and hospitalisation bills are covered.
As we continue to see a rise in medical costs, healthcare affordability is a significant concern for people in Singapore. And it may result in uncertainty and anxiety associated with the impending medical bill at the end of the hospital stay.
All Singaporeans/PRs are automatically enrolled under MediShield Life, a basic health insurance plan that helps pay for large hospital bills and selected outpatient treatments such as dialysis and chemotherapy. To enjoy better coverage, you can complement your MediShield Life with an Integrated Shield Plan.
Features of Integrated Shield Plan:
Includes as-charged coverage for eligible inpatient and outpatient hospital treatment expenses
Allows you to upgrade your ward and 
Secure Critical Illness Coverage
Your finances should be the last thing on your mind if you get diagnosed with a Critical Illness (CI). A CI plan will help remove your financial worries and smoothen your recovery journey.
When diagnosed with a Critical Illness, the most challenging and crucial part is managing your emotional well-being throughout your healing and recovery journey. Having sufficient critical illness coverage allows you to focus on recovering and adjusting to your changed lifestyle without worrying about the burden of hefty medical bills and possibly increase in the cost of living.
The Life Insurance Association of Singapore recommends securing critical illness coverage of about 3.0x of your average annual income1.
Features of Critical Illness Plan:
Supplements the cost of lifestyle changes
Secure Income Protection Against Death and Total Permanent Disability
Death or total disability can disrupt you and your loved ones' livelihood, especially when you lose your source of income.
Income protection is vital when safeguarding yourself from the unexpected. Whole Life and Term Life Plan are ideal income replacement options for your family should one suffers a pre-mature death or total permanent disability.
Whole Life & Term Life Plans help minimise financial burdens in different yet complementary ways. These two plans are often purchased together for better insurance coverage, cost-effectiveness, and peace of mind.
FAQ
1)Does LiveLife charge a fee for a consultation or enquiry?
2)What is the difference between buying insurance plans from LiveLife and from other insurance intermediaries?
3)I have no experience in buying insurance. How should I get started?
4)Do I have to come down to the shop for consultation?
5)My question is not listed here.
References:
1 Tan, L. (2019, October 6). Be in the know about critical illness plans. The Sunday Times - Singapore. Retrieved July 15, 2022, from here.
What’s LiveLife?
Through a unique consulting–based sales approach, we help you to choose the optimalinsurance for your specific situations and requirements. Through after-sales consultations, we ensure that you have the protection you need at all stages of life.
Sony Life Financial Advisers aims to provide services optimally tailored to individual customers. Sony Life Financial Advisers runs LiveLife, a walk–in insurance shop where its dedicated staff provide you optimal insurance plans and you can compare from variety of insurers’ products.
Other Categories
For Parents-to be
Planning to become a parent is one of the most significant decisions one could make. You have an unspoken responsibility to raise your child in a loving and nurturing environment as a parent. This responsibility includes safeguarding their health, teaching them life values, and ensuring they get the best education and opportunities for their future. Caring for your child at every stage of their growth allows them the best chance at a bright future.
Retirement income
According to the Department of Statistics Singapore, life expectancy for Singaporeans is 83.9 years (2022).1 What if you live longer than average? Have you set aside enough for your lifestyle of choice in your retirement years?
Save for My Life Goals
Saving money doesn't have to be challenging but requires a lot of discipline. Whether saving up for your first home or building an emergency fund, a simple and achievable strategy helps you stay on track toward your goals. It's as simple as deciding how much and when you need it!
Staying Prepared Against Accidents
Although accidents happen a lot more often than we expect, Personal Accident Plans are some of the most overlooked insurance plans. The reality is that no matter how prepared or careful you are, being in the wrong place at the wrong time is beyond our control.
Travel Insurance
When planning a business trip or a holiday, worrying about travel unpleasantries should be the last thing on your mind. Securing coverage for your upcoming trip protects you against unexpected costs from flight delays, loss, thefts, accidents, and medical expenses.
Maid Insurance
Helpers take care of your home, and they should be cared for like a member of your family too! They help you manage your household diligently. Often, they are predisposed to injuries while doing household chores or falling sick now and then, just like you do.
Car Insurance
No matter how careful a driver you are, car accidents can still happen without warning. This is because we have little control over how others drive. We also have no control over factors like bad weather, poor road conditions or falling objects. Car Insurance helps you to defray hefty costs incurred should you be involved in a car accident.
Company Insurance
As a business owner, safeguarding your business assets is vital. Acquiring Business Insurance to protect business assets, such as your employees and properties, helps to reduce risks. At the same time, you focus on growing your business.
